Why You Need an Insurance Claim Attorney

In theory, insurance claims should be settled relatively easily, but in practice, this is rarely the case. Insurance companies don’t like paying out claims. They will often do everything possible to avoid paying out, and if they do settle a claim, they prefer to pay as little as possible. Most ordinary people don’t have the experience or inside knowledge required to fight a huge insurance company.

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It can take time and effort to fight a reluctant insurance company. They have a lot of resources at their disposal, including loss adjustors and lawyers, who are paid to reduce the value of claims and make the insurance company big bucks.

Deal with Any Claims

The good news is that you can hire an insurance claim attorney whatever type of claim you are dealing with. Property claims are common. Most homeowners end up making an insurance claim for property damage at least once in their lifetime. This can be caused by severe weather, vandalism, or even theft. Insurance companies should pay up, but they often add to the stress of an already stressful time by disputing a claim. You may also need help with a personal injury claim or a claim lodged following an automobile accident.

Good Reasons to Hire a Claims Attorney

Here are the main reasons why an insurance claim attorney is a good person to know.

  • The insurance company is refusing to pay. Perhaps you failed to fill in the claim forms correctly or you missed a claim deadline through no fault of your own. Or, perhaps the insurance company’s medical advisor is playing down your injuries and you are being denied money you need to pay your medical bills.
  • The insurance company won’t settle the full amount of your claim. Insurance companies are businesses and they need to keep their stakeholders happy by maximizing profits. Paying out insurance claims without blinking twice is not going to boost the insurance company’s margins. Consequently, they will always look for reasons to minimize a settlement, and if they can’t find any, they sometimes pluck them out of thin air.

To reduce your chances of losing out on an insurance claim, hire an Orlando insurance attorney. He or she will fight your corner if you end up involved in an insurance claim dispute. They are invaluable if the insurance company is refusing to pay out or trying to settle for far less than the claim is worth.

Hire a Claims Attorney on Day One

It is even more helpful if you hire a specialist attorney from day one of your insurance claim. They can make sure your paperwork is filed in the correct manner and you have the right evidence in place to back up your claim. Most insurance companies are used to dealing with specialist claims attorneys and it can often speed up the claims process by a considerable margin.

Don’t wait until the insurance company has already started running rings around you. Hire an insurance claims attorney the moment things don’t start going your way. A claims attorney is working for you, not the insurance company. They have your back.